Blog

The 3 Best Ways to Save for your Child’s College Education Expenses

Originally posted on Tue, August 29, 2017

With the cost of college education rising year-after-year, it is no surprise saving for a child’s college education is top-of-mind for most parents. While it is prudent to start putting money aside for college as early as possible, the question becomes, “Where is the best place to save for this?”

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Keeping your Beneficiaries Up-to-Date

Originally posted on Thu, July 27, 2017

Life moves fast, and as the days go by in a blur, updating, or even designating, your beneficiaries can fall to the bottom of your proverbial “to-do” list. With events such as divorce, marriage, or even the birth of a child/grandchild, many things can occur in life that can prompt the need to update beneficiaries.

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Getting the Most out of your Property & Casualty Insurance

Originally published in the Baltimore Business Journal on Jun 29, 2017

When you sit back and think about the most common types of insurance to protect your financial life, the first few that may come to mind are likely health, life and disability insurance. Rightfully so, since if you are reading this blog, protecting our health, income and family are likely at the top of your priority list. But what about protecting our possessions and financial assets?

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What Does Financial Planning Really Mean?

Originally published on Tue, June 6, 2017

There are many terms used to describe the services of a financial advisor.  Some of these include wealth management, financial planning, and investment management.

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Chasing Returns - The Biggest Mistake Investors Make

Originally posted on Wed, April 5, 2017

For anyone who has either played or watched a game of baseball, hitting that big home run is exciting. This can be compared to investing all your money into an investment that tracks the S&P 500 Index and having a year like 2013 when your portfolio was up over 32%.

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Financial Wellness Programs: Lessening Financial Stress

Originally posted on Tue, February 14, 2017

Corporate financial wellness programs are designed to help your employees take control of their finances, so they can focus on what matters — at work and in their lives. Whether obvious or not, many employees are carrying a great deal of financial stress, making financial wellness programs not only important, but in our opinion, as necessary as providing basic benefits such as life and disability insurance.

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The 3 Things Federal Employees Need to Know about their VCP

Originally posted on Tue,December 13, 2016 

While there has been a lot of political proposals and promises in the news during this 2016 election year, there is one potential budget change proposed by President Barack Obama for 2017 that may have a big impact to some federal government employees. It has to do with the little-known (and very beneficial) retirement program called the Voluntary Contribution Plan (VCP) which is available to Civil Service Retirement System (CSRS) employees.

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Protect Yourself from Identity Theft During the Holidays

Originally posted on Thu, December 1, 2016

With the holidays rapidly approaching, we are consistently hearing a lot of our clients talk about the cyber security. Staying safe online in this digital world deserves our attention more than ever, especially during the holiday season.

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Why College Students Should Have a Health Care Proxy

Originally posted on Tue, November 8, 2016

Preparing for college is an emotional rollercoaster for both parents and students alike. As a parent, you tend to concentrate on applying for financial aid, organizing for the upcoming tuition payments, and even transporting all of your child’s furniture/clothes.

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The Forecast for Black Gold

Originally posted on March 11, 2015

There are a lot of opinions about the price of oil. Some experts are suggesting the price could plummet to $10 per barrel while others are making the argument for $150 or more. The correct answer is that nobody really knows. However, we can’t stop reading about the predictions.

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