What to look for when deciding to invest in an IPO
Posted by Gary S. Williams, CFP®, CRPC®, AIF® and Nicholas A. Ibello, CFP®, AIF on Tue, 06/05/2018 - 13:14
Published in the Baltimore Business Journal : June 1, 2018
When a privately held company issues its stock to the public for the first time, the excitement is often palpable. An initial public offering, or IPO, can be alluring to investors hoping for a chance to purchase a new stock before it takes off.
An Investor’s Guide: Three Time-Tested Investment Strategies
Posted by Nicholas A. Ibello, CFP®, AIF® on Wed, 05/02/2018 - 11:48
With so many opinions, theories, books, and products to choose from, what are the initial steps to developing a sound investment plan? The answer is fundamental to your investment success. The key to any investment plan is either finding the time, learning the skills, setting aside emotions, and designing and monitoring your portfolio, or developing a trusted relationship with a qualified financial advisor who can help you. Regardless of if you are managing your own investments or using the help of a professional, let’s look at three time-tested investment strategies.
Real Estate Investment Trust (REIT) Definition – What You Need to Know
Posted by Gary S. Williams, CFP®, CRPC®, AIF® and Nicholas A. Ibello, CFP®, AIF® on Mon, 04/16/2018 - 15:24
Whether you are driving through the city and staring at office buildings, through the suburbs and looking at homes and apartments, or in the middle of the country passing endless miles of farmland, real estate is abounding. Today, we are going to think about real estate in a different light – as an investment opportunity.
From Collector to Investor: Practical Considerations for Art Buyers
Posted by Gary S. Williams, CFP®, CRPC®, AIF® and Nicholas A. Ibello, CFP®, AIF® on Tue, 03/27/2018 - 11:11
You may have wondered, is art an investment? The short answer is yes, but there is no balance sheet, cash flow or earnings to help determine its value. Perhaps that’s one reason many collectors treat the investment value of art as an afterthought. A recent study from Swiss Bank UBS found that a quarter of wealthy investors have collections, with about 10 percent collecting art. Among collectors, 51 percent had never obtained an appraisal, 44 percent had no insurance on their collection and 39 percent could not estimate the value of their collection.
Creating an art collection and tending to its value as an investment do not need to be mutually exclusive goals. Here are our tips for approaching art as an investment:
Don’t Let ‘Fear of Missing Out’ Derail Your Investment Strategy
Posted by Gary S. Williams, CFP®, CRPC®, AIF® and Nicholas A. Ibello, CFP®, AIF® on Fri, 02/02/2018 - 11:46
FOMO is one of the biggest emotional traps in investing. The tendency to concentrate on investments that have recently appreciated and abandon those that have recently declined in value is all too human.
Buy or Lease: 3 Questions to Ask
Posted by Gary S. Williams CFP®, CRPC®, AIF® and Nicholas A. Ibello, CFP®, AIF® on Mon, 01/22/2018 - 16:08
Published in the Baltimore Business Journal: January 12, 2018
The decision to get a new vehicle is sometimes made for you such as when your old car breaks down and the repairs are too costly to justify. On the other hand, sometimes, purchasing a new car is an impulsive decision after seeing a multi-million-dollar advertising campaign on television and getting that “must have” urge. And sometimes it is in between; you have had your car for ten years and you deserve a new car with the latest technology and safety features. In either case, while the new vehicle buying process is typically exciting and fun, it may also be stressful as you figure out how to pay for your new and shiny ride.
The Basics You Need to Know about Bitcoin
Posted by G. Thomas Watson, CFA, CFP® and Brian McKinney, Associate Financial Planner on Thu, 12/14/2017 - 09:05
If you have recently heard about bitcoin and are curious to know more about it, you aren't alone. Find out answers to questions like:
3. Why are so many people interested in bitcoin?
Long Term Care: A Curveball in Retirement
Posted by Gary S. Williams, CFP®, CRPC®, AIF® and Nicholas A. Ibello, CFP®, AIF® on Mon, 11/27/2017 - 16:50
Originally published in Baltimore Business Journal on November 10, 2017
Playing with grandkids, travelling, sitting back “without a care in the world” or volunteering for a local charitable organization. These are just a few ways to visualize your retirement years. Nobody wants to think about anything less than the ideal, healthy, fulfilling retirement years.
4 Things to Know: Your Old 401(k) when Changing Jobs
Posted by Gary S. Williams, CFP®, CRPC®, AIF® and Nicholas A. Ibello, CFP®, AIF® on Tue, 11/14/2017 - 15:46
Originally published in Baltimore Business Journal on March 10, 2017
New Job? What do you do with your old employer-sponsored 401(k) retirement plan? Explore four options available to you during an employment transition.
Equifax Data Breach: 3 Methods to Protect Yourself from Identity Fraud
Posted by G. Thomas Watson, CFA and Brian McKinney, Associate Financial Planner on Fri, 10/20/2017 - 13:49
In a world that is getting more and more digital by the day, protecting our sensitive information is more important than ever. The recent breach of Equifax’s massive database has everyone questioning the best course of action to protect themselves from being a victim of identity fraud. Read three methods to protect yourself from identity fraud.